With Rupay card beneficiary will get Rupay insurance from one lakh rupees to ten lakh rupees and there are lot more Rupay card benefits which we will discuss in this article. Rupay is an Indian card payment network and a product of National payment corporation of India(NPCI). In India almost all the bank provide Rupay card weather it be public sector banks, private banks or regional rural banks. With rupay card you can also enjoy unlimited Rupay card offers
Rupay card benefits | Rupay card offers
In this article we will discuss about various benefits of rupay card and about Rupay card offers in detail.
Rupay card benefits
Below are the major Benefits of Rupay card
1.Rupay card insurance coverage :
All Rupay cards have in built insurance cover to its customer and this insurance coverage is of rupees two lakh rupees. Insurance cover is for death and permanent disability.
2.Free Airport lounge access at major airports :
There are different variant of Rupay cards but with Rupay Select and Rupay platinum debit card benefits of Airport lounge access are free of cost. For domestic flights Two complimentary visits per quarter are available and for international flights Two complimentary visits per year are allowed. For airport lounge access you just need to get your card authorized at lounge with fees of only rupees two.
3.Various Rupay card offers :
There are various Domestic and international Rupay card offers available round the year for Rupay card users. Offers are available for all categories like Lifestyle, cosmetics, Retails, Shopping, Dinning, Travel, Pharmacy, Jewelry etc. You can check all the card offer here.
4.Indian gateway similar to master and visa :
Rupay is an Indian variant which is similar to globe Master card and Visa card gateways. Banks are now using Indian made gateway which means they are going to pay less transaction charges in comparison to Master card and Visa card. One more Benefit of Rupay card is that banks share there card holder information with only Rupay gateway means information is not shared with any gateway outside India and hence, card holders information is safe and there are minimum chance of fraud to happen. There are also some safety features in Rupay cards like EVM chip, OTP verification for online transactions, ATM pin verification at Point of sales(POS), Hologram for Authentication.
variants of Rupay card availlabe
There are four types of Rupay card available in Indian and different card have different benefits. We will discuss all the benefits here in detail.
1.Rupay classic Debit card benefits:
This is one of the basic kind of Rupay card available and it offers minimum feature. As such there are no benefits like insurance coverage, airport lounge access etc. in classic variant of card but you can avail various merchant offers like offers at Lifestyle, cosmetics, Retails, Shopping, Dinning, Travel, Pharmacy, Jewelry etc.
2. Rupay Platinum Debit card benefits :
Rupay Platinum debit card benefits are way more than that of Rupay classic Debit card benefits. Features list of Rupay platinum debit card consist of Complimentary airport lounge access Program, Comprehensive Insurance Cover up to two lakh rupees, Amazon pay offer, Siwggy offers and merchant offers( including cosmetics, Retails, Shopping, Dinning, Travel, Pharmacy, Jewelry etc.)
3. Rupay Select debit card benefits :
Rupay select debit card benefits are more than that of Rupay Platinum Debit card benefits. Rupay select debit card is most premium Rupay card which we have it offers Comprehensive Insurance Cover up to Ten lakh rupees, Complimentary airport lounge access Program, complimentary golf program and access to premium golf courses in India situated at 20 plus cities with complimentary golf game/ lesson per year, complimentary spa service at 100 plus outlets in india,
There are more Rupay card offers in the list with Rupay Select debit card like free Meditation and Fitness sessions, merchant offers, Fitness program with half month free subscriptions, health check up service at door steps etc.
You can check all these Rupay card offers at official website or Click here
4. Government scheme card benefits :
Government scheme Rupay card are :
PMJDY Rupay card
Accounts opened under Pradhan Mantri Jan-dhan yojana are provided with PMJDY rupay card. With this card account holders can do online transactions at all ATMs, POS terminal and at Business correspondent service points. This card comes with inbuilt insurance cover of two lakh rupees and beneficiary can also avail various merchant offers.
RuPay Kisan Credit Card
Farmers who have availed Kisan credit card facility from any Bank are provided with the RuPay Kisan Credit Card. The Rupay Kisan Credit Card is given to account holder to meet their credit requirement within time. This ATM card will work at all ATM, Point of sales and at all E com transactions. Card holders can also avail merchant offers round the year.
RuPay Mudra card
Beneficiaries of Loans sanctioned under Pradhan mantri mudra yojana are eligilbe for additional Rupay Mudra card. Under Mudra scheme loans up to ten lakh rupees are given without any collateral. The RUpay MUDRA card is given to the beneficiary for making multiple withdrawals as per requirement from ATM machine/pos etc. Rupay MUDRA card holders can also avail merchant offers round the year.
Rupay card withdarwal limits :
Rupay card withdrawal limits are set by individual banks and not by NPCI or Rupay gateway. So, in order to check cash withdrawal limits you have to confirm with individual banks.Also read:
Frequently asked questions on Rupay card benefits | Rupay card offers
#1 What is Rupay card?
Rupay is a Indian payment gatewway which is similar to globe Master card and Visa card gateways. Benefits and safety features in Rupay cards are like EVM chip, OTP verification for online transactions, ATM pin verification at Point of sales(POS), Hologram for Authentication. Rupay gateway is a product of NPCI.
#2 How to get Rupay card?
For Rupay card you have to approach your Bank where you are already maintaining bank account. For rupay card you only need to have Active bank account with registered mobile number.
#3 Benefits of Rupay card over Visa and master card?
Rupay card is an Indian version of Visa and master card. Hence we have to pay less transaction fees for using Rupay gateway but this is one of the benefits which Rupay card have over Visa and master cards. Lets see Features of Rupay card below:
1.Rupay card comes with inbuilt insurance coverage.
2.Complimentry Airport lounge access.
3. Rupay card offers/Merchant offers round the year.
#4 Rupay card lounge access?
With Rupay card you will get complimentary access of airport lounge both Domestic and international. Access to 20 domestic and 700 international Airport lounges is available with Rupay card.
But this Rupay card offer is available with premium variant of Rupay card
1. Rupay platinum debit card
2. Rupay Select debit card